Here is my sermon from Sunday. The text was Matthew 25:14-30:
There is a
financial rule called the rule of 72.
Does anyone know what the rule of 72 says? Basically, you take 72 and divide it by
you the interest rate you are receiving, and the answer is how long it will take you to double your
money. So to make it really simple, if
you are getting a ten percent rate of return, then you will double your
investment in 7.2 years, and if you only get 5%, it would take you 14.4 years,
and 15% percent would take you 4.8 years.
Now because I love this stuff, I should let you know that this number is
not exact, because the actual number is 69.3, but dividing into 72 is a lot
easier, and the difference is small enough, that using 72 is simply
easier. So the lower your interest rate
the longer it will take you, and the higher your interest rate the quicker you
will be able to double your money using the power of compound interest.
Of course what the rule of 72 does not tell
us is that the higher your rate of return, or the higher your interest rate,
the riskier the investment is as well.
If someone tells you they can give you an annual rate of return of 25%,
it might seem like an incredible deal, but the reward for that return is the
greatly increased risk that you will also lose your entire investment. That leads us into another financial rule
which is that the higher the risk you take with your money, the greater is the
possible return, the lower the risk, the lower the return. These might be helpful things to help us understand what is going on in today's parable.
As I was
thinking about this series, what I wanted to say and what passages to use, this
was the one week I wasn’t really sure about.
There were lots of different passages I considered, but I kept coming
back to the parable of the talents. Since
we also covered this passage last year I wanted to try and stay away from it,
but I kept getting drawn back to it, and so I trusted that this was the
movement of the Holy Spirit and decided this was where I would go, although I
still didn’t have the conviction of my conscience because even this week as I
was beginning preparations to write today’s message I considered several times
changing to something else, because maybe this didn’t really have anything more
to say to me, and maybe even anything more to say to you.
That’s the
problem with some passages from scripture, we hear them so often that we stop
looking at them because we are sure they know what they say, and for me, at
least, this is one of those passages. If
you’ve been attending church for most of your life, you’ve heard this passage
preached on numerous times. I didn’t
really grow up in the church and I can remember sermons on this passage, and so
we hear it or read it and we can say what this passage is about and normally
it’s about using the talents that God has given to us in order to do God’s work
in the world. That is such the popular
interpretation of this passage, and has been for a long time, that linguists
actually say that the use of the word talent in English to describe physical or
personal gifts comes directly from this passage. There is nothing wrong with that
interpretation, and as I have been emphasizing for the past few months, we all
need to be contributing of ourselves not just to the success of the church but
to the proclaiming and bringing in the Kingdom of God, and we’ll come back to
that again and again. But is that all
this passage is really about?
Another
interpretation, and one that might fit nicely into our series on money, is that
this is a really sort of a pro-capitalist, social Darwinism, survival of the
fittest statement. That clearly Jesus is
saying that God rewards those who are industrious, who work hard, and that you
get what you deserve. If you are rich it
is because God has rewarded you and if you are poor it’s because God is
punishing you. This sort of theology can
be seen being spouted on television all the time, with Joel Osteen being the
best, or worst example, depending on how you want to look at it, of the gospel
of wealth. That is God wants you to be
rich, and so if you are faithful to God then you will be rich, along with no
sense of responsibility to others, after all if they were faithful, if they
were as good of Christians as you are then they would be rich too. The fact that they are not rich shows you
what God thinks of them. Now the problem with these statements, and
they are bigger than just taking this parable of the talents, is that nothing
could be further from the truth about what is being said or meant here.
Normally
this argument is made because of what happens with the first two men. But notice that other than the fact that they
are given differing amounts of money, they are exactly the same. Their return on their investment is the same,
which they double, they say exactly the same thing to the master, and the
master says exactly the same thing to them.
These are not really two unique individuals here, but instead they are
sort of stock characters in order to highlight and bring out the perspective
about the third man, which is really who this story is about.
The last
man we are told receives only one talent, whereas the first man receives five
and the second man receives two talents.
A talent in this story is a specific amount of money, and it is equal to
15 years pay for a common laborer. The
average salary in the US is $26,634, so a talent in today’s dollars is
$399,510. That obviously is not an
insignificant sum, to say the least. Now
on its face we might actually look at this man and think he is doing the right
thing, or at least have sympathy for what he does, as well as for his
attitude. After all he recognizes that
the money is not his, he is the only one who actually says that the money is
the master’s and not his own. In
addition, in a bad economy, his investment decisions might be the sound
one. After all we might wonder what
would have happened if the first two had put their money in high-risk ventures,
remembering the higher the return the higher the risk, and they had lost
everything?
Of course
we will never know the answer to that question, and we won’t because again the
moral of the story here is not that they doubled the money. This is not a parable that tells us to take
unusual risks with our money, nor is that what I am telling you, so please
don’t call up your retirement program and ask them to change everything into
high risk stocks and bonds because that’s what Jesus said. Instead, again we have to pay attention to
what the man says and what the owner says.
“Master, I knew that you were a harsh man, reaping where you did not sow
and gathering where you did not scatter seed; so I was afraid, and I went and
hid your talent in the ground. Here you
have what is yours.”
The man recognizes
that the talent is not his, but he is afraid and it is this fear which drives
his actions. He is even to fearful to
have put the money in the bank. He is
too afraid to engage the world in any way, and it’s clear that he doesn’t
understand what is going on. He has accused
the owner of being harsh, but the owner has shown his generosity simply by the
fact that he has entrusted the man a talent.
We also know of the owner’s generosity because he gives the first two
men what they have earned, and now we are talking really significant amounts of
money. But notice that while they
recognize that the money belongs to the master, because they offer it all back,
not once do they say that the money is the owners. I think this is an indication of their
relation to the actions of the owner, but also their own actions. They are not driven by fear as the last man
is, and the last man’s fears not only lead to his downfall but his fear’s also
become realized.
When we
operate from a position of fear, then we operate from a position of scarcity,
and the inverse is true, if we think that everything is scarce, then we will
always operate from a position of fear.
But when we think that there is and will be enough, then we operate from
a position of abundance, we act generously, and we move into joy. What does the owner say to the two men,
“enter into the joy of your master.” You
cannot have joy and operate from a position of fear. This story is not about wealth, or about
earning a great return on your investment, although that can be important. You can be wealthy with $10 million and you
can be wealthy with only $10, just as you can be poor with $10 million or
$10. It’s all about how we approach our
money, our possessions and our relationship with God. We often view faith as being the safe option,
as the easy option, but we don’t ever talk about taking a leap of safety,
instead it’s a leap of (what)? That’s
right. It’s a leap of faith. Entering into joy requires that leap of
faith.
Ora Lee
Brown is a real estate agent in Oakland, California. One day as she stopped at the local grocery
store to make her usual purchase of a soda, she was approached by a little girl
who asked her for a quarter. Ora Lee
only had a $5 bill, so she invited the little girl into the store to get some
change. She told her that she could pick
out anything she wanted in the store, but rather than getting a candy bar as
she expected, she instead immediately got a loaf of bread. Ora Lee bought the bread, and then the girl
quickly left the store. That night she
couldn’t sleep thinking about this little girl, so she went to the school in
the neighborhood looking for her, but she wasn’t there, but rather than just
give up, Ora Lee made what she says was a rather impulsive decision.
She decided to adopt the first grade class of
the school, the vast majority of whom were in a similar situation to that
little girl, and she told them that if they stayed in school and graduated that
she would pay for them to go to college.
Not only did Ora Lee begin saving $10,000 a year out of her $45,000
salary, but she also became a mentor, parent and teacher to the 23 kids in that
class. She visited regularly, she held
meetings with the parents, she held Saturday tutorials, and she purchased
supplies and tracked each child’s attendance and grades. Then when they were in high school she began
taking the kids to visit colleges, and attended graduation at 9 different high
schools. Of the original 23 students, 19
enrolled in college, and 3 others went to a trade school, all paid for by Ora
Lee Brown, and they all graduated from college in 2003 and 2004. Ora Lee is now on her 6th class of adopted
students, having supported 125 students go to college.
All of the
slaves recognize that the money they receive, and the money they do or might
earn, does not belong to them. They all
recognize that they are to be good stewards of these resources and to protect
them, but how they relate with them is radically different. The two stewards invest them, and they take some
risks, they are willing to step outside of the safe and secure, they are
willing to engage with the world, they are willing to take a leap of faith, and
because they do that they are invited into the joy of the master. The third slave, on the other hand, acts out
of fear, and because he is fearful he is in fact afraid to act, he doesn’t even
take the safe act of putting the money in the bank, but instead he buries it,
and his fear keeps him from not only gaining anything, but also keeps him from
joy. So, as John Buchanan said, the
greatest risk of all, it turns out, is not to risk anything.
For the
past few weeks we have been talking about the role that money and possessions
can have in our relationship with God, and just like today, it really boils
down to fear. Do we trust God and trust
in God’s abundance, do we operate from a sense of abundance, regardless of what
we have, or do we work from a sense of scarcity, regardless of how much we have? Do we live lives of quiet desperation, living
lives of fear, or do we live bravely such that we are willing to make leaps of
faith, willing to be brave, to step off the cliff knowing that God will catch
us?
In one of my meetings this week,
Bishop Hutchinson said that when he was growing up, he remembers one of his
Sunday school teachers writing on the board JOY, and then saying that if we
were to live lives of Joy that we must understand the progression of
importance, of how we give, of how our faith lives are lived out, what our
priorities are, and that is Jesus,
others and finally ourselves. Joy is
Jesus first, others second, and yourself third, that is how we live into Joy,
that is how we can be sure that we too hear God say, “well done my good and
faithful servant… enter into the joy of your master.” May it be so my sisters
and brothers. Amen.
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